Why does a new phone force me to re-add every card I already had?

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Why do some Android phones block tap-to-pay while others install it in one step? Can I use mobile payment when the phone battery is already dead? Which mobile payment method wins for transit: QR code or NFC tap? Why does the payment terminal still run an older Android than my phone? Host card emulation put my payment credentials in the cloud instead of the SIM Why do I need a PIN for a 50 dollar tap but not a 5 dollar one? Tokenized cards changed nothing for me until my bank reissued a new number Paying with a smartwatch feels faster than pulling out the phone every time Is phone-based face recognition payment safe enough to enable by default? How does tokenization keep my real card number out of the merchant database?