Saving for retirement is prudential judgment at a horizon where most people use the wrong discount rate

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Prudential knowledge concerns your own good while moral knowledge concerns the good without qualification Pascal's wager is a prudential argument and its critics say it is prudential in the wrong way Deciding whether to take the job across the country is a textbook case of prudential judgment Epicurus held that the prudent calculation of pleasure is the whole of the good life How to be generous without becoming everyone's bank Trolley problems ask for moral judgment while the question of what the choice costs you is prudential Prudential judgment weighs what is good for your own life while moral judgment weighs what is right Living within your means is less about math than about self-respect Prudential judgment is not selfishness because it has to include the risk to your relationships and reputation Prudential judgment needs a probability estimate and a value estimate and people constantly conflate the two