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Banks now lend against patent portfolios — intellectual property learned to work as collateral

Knowledge economy Knowledge assets
Popularity Index: 11 Updated at 2026-10-10 01:27 UTC

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Related Topics

Ideas are expensive to produce and nearly free to copy — the strange economics underneath the modern economy Why pharmaceutical plants keep getting cheaper while the patents around them keep getting more expensive Smartphone makers navigate a patent thicket of thousands of licenses before assembling one device Economists keep arguing about spillovers: knowledge leaks yet every firm tries to lock it up National accountants only recently started counting data as a capital asset in GDP — what took them so long A key resignation is an asset-liability event when the knowledge leaves with the person Exit interviews record why someone left but rarely what they knew What turns knowledge into an asset in the first place: control exclusivity and someone willing to pay Knowledge as a service: the subscription model finally reached expertise itself Structural capital is what stays after the staff goes home — unless it is just a stale wiki

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