Payment processing

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Payment gateways Chargebacks Stripe Processing fees

Instant transfers versus next-day settlement for a monthly retainer Why clients reach for a card even when it costs you three percent Friendly fraud and how networks treat a customer disputing a valid charge How interchange fees are split between the issuing and the acquiring bank Declines that are really issuer risk rules rather than insufficient funds PayPal fees versus Stripe fees on small recurring payments Chargeback representment and the evidence that wins a dispute What happens between authorization and settlement in a card transaction Rolling reserves and holds on high-risk merchant accounts Why a refund does not always return the processing fee Batch cut-off times and why a Friday settlement arrives on Monday The difference between a payment gateway and a merchant acquirer Flat rate pricing versus interchange plus on card processing Card credentials on file and the rules around tokenization PCI scope for a business that only takes payments through a hosted page

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