Payment processing

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Payment gateways Chargebacks Processing fees Stripe

Instant transfers versus next-day settlement for a monthly retainer PayPal fees versus Stripe fees on small recurring payments Batch cut-off times and why a Friday settlement arrives on Monday Why clients reach for a card even when it costs you three percent How interchange fees are split between the issuing and the acquiring bank Friendly fraud and how networks treat a customer disputing a valid charge Chargeback representment and the evidence that wins a dispute Declines that are really issuer risk rules rather than insufficient funds What happens between authorization and settlement in a card transaction Why a refund does not always return the processing fee Card credentials on file and the rules around tokenization Flat rate pricing versus interchange plus on card processing The difference between a payment gateway and a merchant acquirer PCI scope for a business that only takes payments through a hosted page Rolling reserves and holds on high-risk merchant accounts

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