Contract work

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Independent contracting Fixed-term contracts 1099 contractors Statement of work

How do you choose between full time and contract work? Non-compete clauses in contractor agreements are often unenforceable. Statement-of-work contracts specify deliverables rather than hours worked. Contractors invoice monthly and wait 45 days to get paid. A 1099 contractor pays self-employment tax that a W-2 employee never sees. Getting converted to employee status can mean a pay cut on paper. How to set a delivery date you can actually hit on a three-month client project Working alongside a client's in-house team without stepping on their manager Misclassifying a full-time contractor as an independent business is the classic audit trigger. When a client keeps renewing a three-month contract the tax authority may call it employment. Choosing between an LLC and a sole proprietorship for a one-person shop Running a kickoff call with a client who has never hired outside help What liability insurance a self-employed consultant actually needs Getting a mortgage when your income arrives on 1099s Contract rates have to cover health insurance that employees get pre-tax.

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