Personal Finance - Topics

Is car sharing cheaper than renting a monthly parking spot in the city? Why "I am just bad with money" is a story that keeps itself true One-way rental drop fees can double the price: is there any way around them? How pre-commitment devices help people save money Why do I buy things at one in the morning that I regret by breakfast? Health care is the retirement line item most projections underestimate Saving a house down payment on two salaries Being asset rich and cash poor is its own kind of insolvency Used car loan rates are higher than new: is buying used still the smarter move? Are the cheapest car sharing tiers always the most battered cars? Does buying fewer but far more expensive things actually save money? Buying a home alone and the questions bankers ask a woman Fee-only vs commission-based financial advisers and the conflict each one carries Retirement accounts for a sole proprietor: SEP IRA versus Solo 401k How to talk a phone or internet bill down How much should adult children be expected to support their parents financially? Payroll tax comes out before you see the money and income tax arrives in April Standard deduction versus itemizing: run both numbers before believing the software Consumption taxes are regressive on paper and less so once exemptions are worked through A progressive income tax and a progressive consumption tax hit the same household differently over a lifetime Shrinkflation is inflation the index does not count the way shoppers do Annuitising the pot vs drawing it down: the break-even age nobody calculates Transferring out of a final salary scheme is almost never worth the fee Health insurance costs more for the self-employed because there is no group rate. Inflation is a pay cut and that is the missing half of every raise conversation Do your own research is useless advice when you cannot read the document in front of you I still feel guilty buying groceries after growing up counting every coin The first week after a layoff: paperwork and deadlines that cannot wait Skills that save you real money every month once you learn them Cost-of-living raises have not kept up and a salary reset is the only thing that closes the gap Biweekly pay delivers 26 paychecks and two months a year with three Why the same car costs different amounts at two dealerships in the same city